PNB Housing Finance

Overview

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PNBHFL excels in providing a complete bouquet of services to customers to meet their Home Loan needs. Ease of applying for a loan with branches spread across India, robust service delivery model and mark to market credit & financial policies help customers build a long term relationship of trust and commitment.

Loan Against Property

Loans against mortgage of existing immovable property (residential or commercial) can be used towards expansion of business, personal requirements etc. Here are the features of PNB Loan against property.

 

Key benefits

Offers a wide range of products Vigorous service delivery model door step services ensuring easy and fast approval & disbursal of loans Excellent post payout services Facility of enhancement in loan amount High standards of ethics, integrity and transparency Multiple options of repayment
 

Eligibility Criteria

You should be either a salaried employee or a self-employed professional/ non-professional. Maximum age is 60 years if you are a salaried employee and not more than 65 years if you are a self-employed professional/ non-professional, at the time of loan maturity
 

Documents Required

For salaried employees:

Appropriately filed Application Form along with Photograph Proof of age Education Qualification Latest Salary slip for 3 months Proof of residence Last 2 years Form 16 Processing Fee cheque Title documents and approved plan (photocopy)

For self-employed/ Professionals:

Appropriately filed Application Form along with Photograph Proof of age Education Qualification Proof of residence Proof of existence of business Bank Account Statement for last 12 months Processing fee cheque Title documents and approved plan (photocopy)

Disclaimer: Please note that the interest rates and eligibility criteria given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated. Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates

Home Loan

PNBHFL excels in providing a complete bouquet of services to customers to meet their Home Loan needs. Ease of applying for a loan with branches spread across India, robust service delivery model and mark to market credit & financial policies help customers build a long term relationship of trust and commitment.

 

Key benefits

Offering you home loan accommodation in a customized manner, Kotak Mahindra offers you a hassle-free customer experience. Some of the features of Kotak Mahindra Bank Home Loans are as follows: Provides an extensive range of home loan products like Home Purchase Loans, Home Construction Loans, Home Extension Loans, Home Improvement Loans and Plot Loans. Pan India branch network Robust service delivery model – door step services ensuring easy and fast approval & disbursal of loans Excellent post disbursement services Facility of enhancement in loan amount in the event of escalations in cost Dedicated team of well-experienced employees who work on best-in-class information systems & network to deliver and provide customer satisfaction High standards of ethics, integrity and transparency Various repayment options
 

Eligibility Criteria

You should either be a salaried employee or a self-employed professional/ non-professional. Your age should not be more than 60 years if you are a salaried employee and not more than 65 years if you are a self-employed professional/ non-professional, at the time of loan maturity. PNBHFL provides housing loans to individuals and corporate bodies for purchase, construction, repair and up-gradation of houses. It also provides loans for commercial space, loan against property and loan of purchase of residential plots.
 

Documents Required

Salaried Employees Self Employed/Professionals
Duly filled Application Form with Photograph Duly filled Application Form with Photograph
Age Proof (PAN Card, Passport, Any other Certificate from Statutory Authority) Age Proof (PAN Card, Passport, Any other Certificate from Statutory Authority)
Residence Proof (Passport, Driving License, Telephone Bill, Ration Card, Election Card, Any other Certificate from Statutory Authority) Residence Proof (Passport, Driving License, Telephone Bill, Ration Card, Election Card, Any other Certificate from Statutory Authority)
Education Qualifications – Latest Degree Education Qualifications – Latest Degree (for professionals)
Latest Salary-slips for 3 months Certificate & Proof of business existence along with Business Profile
Form 16 for last 2 years Last 3 years Income Tax returns (self and business) with Profit & Loss Account & Balance Sheets duly certified/audited by a Chartered Accountant
Last 6 months Bank Statements(salary account) Last 12 months Bank Account Statements (self & business)
Processing Fee Cheque in favour of ‘PNB Housing Finance Ltd.’ Last 12 months Bank Account Statements (self & business)
Processing Fee Cheque in favour of ‘PNB Housing Finance Ltd.’ Processing Fee Cheque in favour of ‘PNB Housing Finance Ltd.’
Photocopy of Title Documents of the Property, Approved Plan Photocopy of Title Documents of the Property, Approved Plan etc.