By providing Your number at the Website, You are empowering Care2Earn’s representatives & its partners to give You a call to offer Our services for the product You have opted for, imparting product knowledge, offering promotional offers running on Website & offers offered by Our partner banks and financial institutes. Irrespective of the fact that You have registered Yourself under DND or DNC service, You are still authorizing Care2Earn’s representatives & its partners to give You a call for the above mentioned purposes till 60 days of leaving Your number on Our Website. Also, based on Your active opt-in, You are open to receiving promotional offers from Care2Earn & Our partner banks and financial institutes. Hence, there is no DNC check required for the number You have left on Our Website.
Care2Earn.in is committed for maintaining the integrity, confidentiality and security of all the personal information of Our users. This Privacy & Security Policy explains how We protect personal information provided through Our Websites and how We use that information in connection with Our service offered through the Website care2earn.in. "Personal information" for purposes of this policy means information that identifies You, such as Your name, address, phone number or email address.
The Website applies high privacy and security standards to protect Your personal information. Care2Earn.in regularly re-evaluates its policies and adapts them, as necessary, to deal with new challenges.
Collection of Personally Identifiable Information and other Information
When you use our Website, We collect and store your personal information which is provided by you from time to time. Our primary goal in doing so is to provide you a safe, efficient, smooth and customized experience. This allows Us to provide services and features that most likely meet your needs, and to customize our Website to make your experience safer and easier. More importantly, while doing so We collect personal information from You that We consider necessary for achieving this purpose.
In general, You can browse the Website without telling us who You are or revealing any personal information about Yourself. Once You give us Your personal information, You are not anonymous to us. Where possible, We indicate which fields are required and which fields are optional. You always have the option to not provide information by choosing not to use a particular service or feature on the Website. We may automatically track certain information about you based upon Your behavior on our Website. We use this information to do internal research on Our users' demographics, interests, and behavior to better understand, protect and serve our users. This information is compiled and analyzed on an aggregated basis. This information may include the URL that you just came from (whether this URL is on our Website or not), which URL you next go to (whether this URL is on our Website or not), your computer browser information, and your IP address.
We use data collection devices such as "cookies" on certain pages of the Website to help analyze our web page flow, measure promotional effectiveness, and promote trust and safety. "Cookies" are small files placed on your hard drive that assist us in providing our services. We offer certain features that are only available through the use of a "cookie".
We also use cookies to allow You to enter Your password less frequently during a session. Cookies can also help us provide information that is targeted to your interests. Most cookies are "session cookies," meaning that they are automatically deleted from Your hard drive at the end of a session. You are always free to decline our cookies if Your browser permits, although in that case you may not be able to use certain features on the Website and You may be required to re-enter your password more frequently during a session.
Additionally, You may encounter "cookies" or other similar devices on certain pages of the Website that are placed by third parties. We do not control the use of cookies by third parties.
If You transact with us, we collect some additional information, such as a billing address, a credit / debit card number and a credit / debit card expiration date and/ or other payment instrument details and tracking information from cheques or money orders.
If You choose to post messages on our message boards, chat rooms or other message areas or leave feedback, We will collect that information You provide to us. We retain this information as necessary to resolve disputes, provide customer support and troubleshoot problems as permitted by law.
If You send us personal correspondence, such as emails or letters, or if other users or third parties send us correspondence about Your activities or postings on the Website, We may collect such information into a file specific to You.
Your personal information will never be sold
Care2Earn will not sell or rent Your personal information to anyone, for any reason, at any time. The Website uses and its partners discloses Your personal information only as follows:
To analyze usage of the Website and to improve the service; To send You any administrative notices, offer alerts and communications relevant to Your use of the service; To enable You to apply for certain products and services for which You have chosen to apply; For market research, project planning, troubleshooting issues, detecting and protecting against error, fraud or other criminal activity; To third-party contractors that provide services to the Website and are bound by these same privacy restrictions; To enforce Care2Earn’s Terms of Use and as otherwise set forth in this Privacy and Security Policy.
In the event that You access the Service as brought to You by one of Our co-brand partners, through a co-branded URL, Your name, mail address, mobile number, date of birth, employment type, residency status, details of loan applied for and loan status may be provided to that co-brand partner when Your application is submitted and whenever the status of application is updated. The Website has a business relationship with these co-brand partners and You may not opt-out of sharing Your information with these co-brand partners if You have applied via a co-branded URL.
We limit the collection and use of personal information
Certain areas and features of the Website are available to You without the need to provide to us any information. However, other features of the Webite or the service such as applying for a loan will require providing Us with details such as Your name, email address, address, mobile #, PAN #, employment & income details, personally identifying information about a potential co-loan applicant (should You select this option), password and to participate on Our forum boards, a username (collectively the "Registration Information"). In order to provide Your bank statement or pay slip electronically along with Your loan application, You also must provide Your third-party account credentials ("Account Credentials") to allow the Website to retrieve Your account data at those other financial institutions ("Account Information") for Your use. Your Account Credentials are only used once to retrieve Your bank statements/payslips and are not stored in Our system.
From time to time We may request more personal information in order to provide You with other benefits of the service. In such instances, You will always be given the opportunity to provide or to decline to provide that information, and it will be used only for the stated purpose. The Website may make anonymous or aggregate personal information and disclose such data only in a non-personally identifiable manner to:
Third parties for their marketing and promotional purposes, such as the number of users who applied for a loan; Users of the Service for the purpose of comparing of their personal financial situation relative to the broader community.
Such information does not identify You individually. Access to Your Registration Information, Account Information and any other personal information You provide is strictly restricted and used only in accordance with specific internal procedures and safeguards governing access, in order to operate, develop or improve the service. We may also use third party service providers to help us provide the services to You, such as sending e-mail messages on Our behalf or hosting and operating a particular feature or functionality of the Service. Our contracts with these third parties outline the appropriate use and handling of Your information and prohibit them from using any of Your personal information for purposes unrelated to the product or service they're providing. We require such third parties to maintain the confidentiality of the information We provide to them.
Testimonials, Blogs and other forums on Care2Earn.in
With Your consent We may post Your testimonial along with Your name. If You want Your testimonial removed please contact us at corporate@care2earn.in.
If You use a blog or other public forum on Our Site, any information You submit there can be read, collected or used by other users and could be used to send You unsolicited messages. We are not responsible for the personal information You choose to submit in these forums. These forums may be hosted by Care2Earn.in or by one of Our third party service providers on the Website’s behalf. To request removal of Your personal information from Our blog or community forum, contact us at corporate@care2earn.in. In some cases, We may not be able to remove Your personal information, in which case We will let You know if We are unable to do so and why.
Additional Policy Information
Widgets Our Web site includes Widgets, which are interactive mini-programs that run on Our Website to provide specific services from another company (e.g. displaying the news, opinions, music, etc). Personal information, such as Your email address, may be collected through the Widget. Cookies may also be set by the Widget to enable it to function properly. Information collected by this Widget is governed by the privacy policy of the company that created it
Single Sign-On You can log in to Our site using sign-in services such as Facebook Connect or an Open ID provider. These services will authenticate Your identity and provide You the option to share certain personal information with us such as Your sign-in information, name and email address to link between the sites. Social networking media services like Facebook & Twitter give You the option to post information about Your activities on this Website to Your profile page to share with others within Your network.
Like Button If You use the "Like" button to share something that item will appear on Your Facebook profile page and also on Your friends’ newsfeed depending on Your Facebook privacy settings. You may also receive updates in Your Facebook newsfeed from this site or item in the future. Facebook also collects information such as which pages You have visited on this and other sites that have implemented the "Like" button.
Links to 3rd Party Sites Our Site includes links to other Websites whose privacy practices may differ from those of Care2Earn.in. If You submit personal information to any of those sites, Your information is governed by their privacy policies. We encourage You to carefully read the privacy policy of any Website You visit.
Disclosure of Your information to protect Our rights or if required by law
Notwithstanding the foregoing, the Website reserves the right to share or disclose Your personal information when the Website determines, in its sole discretion, that the disclosure of such information is necessary or appropriate:
As required by law, such as to comply with a subpoena, or similar legal process When We believe in good faith that disclosure is necessary to protect Our rights, protect Your safety or the safety of others, investigate fraud, or respond to a government request, If the Website is involved in a merger, acquisition, or sale of all or a portion of its assets, You will be notified via email and/or a prominent notice on Our Web site of any change in ownership or uses of Your personal information, as Well as any choices You may have regarding Your personal information, To any other third party with Your prior consent to do so.
Email & SMS communications from us and Our partners
We provide Our registered customers with periodic mailers and email/SMS alerts. We also allow users to subscribe to email newsletters and from time to time may transmit emails promoting the Website or third-party goods or services. The Website’s subscribers may opt-out of receiving Our promotional emails and terminate their newsletter subscriptions by following the instructions in the emails. Opting out in this manner will not end transmission of service-related emails/SMS, such as email/SMS alerts. The above services are also provided by Our partners
We keep Your data secure
We follow generally accepted standards to protect the personal information submitted to us, both during transmission and once We receive it. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, We cannot guarantee its absolute security. If You have any questions about security on Our Web site, You can contact us at corporate@care2earn.in.
We use a combination of firewalls, encryption techniques and authentication procedures, among others, to maintain the security of Your online session and to protect Care2Earn.in accounts and systems from unauthorized access.
When You register for the Service, Care2Earn.in requires a password from You for Your privacy and security. Care2Earn.in transmits information such as Your Registration Information for Care2Earn.in or Account Credentials securely.
Our servers are in secure facilities where access requires multiple levels of authentication, including an identity card and biometrics recognition procedures. Security personnel monitor the facilities 7 days a Week, 24 hours a day.
Our databases are protected from general employee access both physically and logically. We encrypt Your Service password so that Your password cannot be recovered, even by us. All backup drives and tapes also are encrypted.
We enforce physical access controls to Our buildings.
No employee may put any sensitive content on any insecure machine (i.e., nothing can be taken from the database and put on an insecure laptop).
However, it is important to understand that these precautions apply only to Our Website and systems.
All private information is encrypted and communicated securely
All communications between Your computer and the Website that contains any personal information are encrypted. This enables client and server applications to communicate in a way that is designed to prevent eavesdropping, tampering and message forgery.
You are responsible for maintaining the confidentiality of Your login id and password
You are responsible for maintaining the security of Your Login ID and Password, and may not provide these credentials to any third party. If You believe that they have been stolen or been made known to others, You must contact us immediately at corporate@care2earn.in. We are not responsible if someone else accesses Your account through Registration Information they have obtained from You or through a violation by You of this Privacy and Security Policy or the the Website’s Terms of Use.
If You have any security related concern, please contact us at corporate@care2earn.in. We will work closely with You to ensure a rapid and personal response to Your concerns.
Whenever there is a change to Our Privacy and Security Policy We post updates on Our Website
We may update this privacy policy to reflect changes to Our information practices. If We make any material changes We will notify You by email (sent to the e-mail address specified in Your account) or by means of a notice on this Site prior to the change becoming effective. We encourage You to periodically review this page for the latest information on Our privacy practices.
Contact us with any questions or concerns
If You have questions, comments, concerns or feedback regarding this Privacy and Security Policy or any other privacy or security concern, send an e-mail to corporate@care2earn.in.
Care2Earn Services Private Limited
Address: 438, 4th Floor, Vipul Trade Centre,
Sohna Road, Sector 48,
Gurgaon, Haryana - 122018
Phone: 0124-4235246
Email: corporate@care2earn.in
