Document | Salaried | Other Applicants |
---|---|---|
Proof of identity | Voter's ID card or driving license or PAN card or photo credit card or employee's ID card, or defense or police or government department ID card | Voter's ID card or driving license or PAN card or photo credit card |
Proof of income | Latest salary slip showing all deductions or Form 16 along with recent salary certificate | IT Returns for the last 2 years and computation of income for the last 2 years certified by a CA |
Proof of residence | Bank account statement or latest electricity bill or latest mobile or telephone bill or latest credit card statement or latest LIC policy or insurance premium receipt or employers letter certifying the current mailing address or latest NSC or other similar instruments indicating the address or existing house lease agreement | Bank account statement or latest electricity bill or latest mobile or telephone bill or latest credit card statement or latest LIC policy or insurance premium receipt or latest NSC or other similar instruments indicating the address |
Bank statement or pass book where salary or income is credited | Last 6 months | Last 6 months |
Guarantor form | Optional | Optional |
Lease Agreement | Copy of lease agreement required for all lease rental discounting cases | Copy of lease agreement required for all lease rental discounting cases |
Kotak Mahindra Bank provides you home loans accompanied by highly customized facilities and services for a seamless and pleasurable home-buying experience. In a market where the basic product is largely similar, the differentiator is our ability to understand the customer's need completely and structure the eligibility and loan amount appropriately.
Offering you home loan accommodation in a customized manner, Kotak Mahindra offers you a hassle-free customer experience. Some of the features of Kotak Mahindra Bank Home Loans are as follows:
Individuals in permanent service in the Government or reputed companies meet Axis Bank’s Home Loan eligibility criteria
Applicants should be above 24 years of age at the time of loan commencement and up to the age of 60 or superannuation, whichever is earlier at the time of loan maturity.
Professionals (i.e., doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretary, and management consultants only) can apply.
Applicants above 24 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity meet their housing loan criteria.
Any individual filing income tax returns can apply
Applicants should be above 24 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity.
Purpose | Salaried | Employed |
---|---|---|
Proof of identity and address | Passport or Voter’s ID card or Driving License or Job Card issued by NREGA or Adhaar Card or PAN Card (PAN Card only as identity proof) or any other document as acceptable by the Bank | |
Proof of Income | Latest 3 months’ salary slip showing all deductions and Form 16 | IT returns for the last 2 years and computation of income for the last 2 years certified by a CA |
Bank statement or Pass Book where salary or income is credited | Last 6 months | Last 6 months |
Credited | Salaried | Employed |
---|---|---|
Guarantor Form | Optional | Optional |