Axis Bank is the third largest private sector bank in India. Axis Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates, MSME, Agriculture and Retail Businesses.
Axis Bank is one of the first new generation private sector banks to have begun operations in 1994. The Bank was promoted in 1993, jointly by Specified Undertaking of Unit Trust of India (SUUTI) (then known as Unit Trust of India), Life Insurance Corporation of India (LIC), General Insurance Corporation of India (GIC), National Insurance Company Ltd., The New India Assurance Company Ltd., The Oriental Insurance Company Ltd. and United India Insurance Company Ltd. The shareholding of Unit Trust of India was subsequently transferred to SUUTI, an entity established in 2003.
If you are planning to purchase a home back in India, there is good news for you. AXIS bank NRI Home loans enable you to buy a home in your own country. Axis Bank offer home loan for NRIs in order to facilitate their investment in the booming Indian property market. With Axis Bank getting a NRI home loan is a simple and hassle-free process designed in a way to provide highest level of customer satisfaction.
Axis Bank provides a wide array of personal loans which gives you an easy and reliable way of meeting your short-term personal finance needs. Be it your dream holiday abroad, buying the latest lifestyle gizmo, gifting your wife a lovely solitaire ring on anniversary, renovating your house, just squashing a temporary cash crunch or many more.
A personal loan is a very potent financial tool to tide over from short term cash crunch as it requires less documentation and the end use of funds is not restricted. Axis bank's personal loans will give you a helping hand meet all your personal requirements.
Axis bank offers your personal loans with higher accessibility; therefore their eligibility criteria for personal loans are very liberal thus enhancing their offering's handiness for the general eligible masses.Salaried Employees
Qualification or registration proof required for doctors, architects, CA, CS, ICWA, MBA consultant, engineers. Documentary proofs required may vary from customer to customer
|Proof of identity||Pan Card/Passport/Election Card/Photo Identity issued by Government, Defence Services, Public Sector undertaking/Driving Licence/Photo Credit Card/Employees ID Card|
|Proof of income||Latest salary slip showing all deductions or Form 16 along with current dated salary certificate or ITR (last 2 years)|
|Proof of residence||
Bank Account Statement or Latest Electricity Bill or Latest Telephone Bill or Latest Credit Card Bill or Employers letter certifying current mailing address or Passport (Valid) provided the passport address is present address mentioned in application form or Existing Registered House Lease.
Valid Passport or Pan Card or Processing fee cheque or Banker's verification letter
Signature Verification Valid Passport or Pan Card or Processing Fee Cheque or Bankers Verification Letter
|Proof of telephone||Latest bill of landline or mobile or WLL stating name of borrower or address of borrower|
Disclaimer: Please note that the interest rates and eligibility criteria given here are based on the market research. To enable the comparisons certain set of data has been reorganized or restructured or tabulated. Users are advised to recheck the same with the individual companies or organizations. This site does not take any responsibility for any sudden or uninformed changes in interest rates.
Axis Bank provides loan against property, be it commercial or residential. You can also apply for this loan if you need funds to acquire new property. A take-over of your existing loan with refinancing is also possible with Loan against property.
|Proof of identity||Voter's ID card or driving license or PAN card or photo credit card or employee's ID card, or defense or police or government department ID card||Voter's ID card or driving license or PAN card or photo credit card|
|Proof of income||Latest salary slip showing all deductions or Form 16 along with recent salary certificate||IT Returns for the last 2 years and computation of income for the last 2 years certified by a CA|
|Proof of residence||Bank account statement or latest electricity bill or latest mobile or telephone bill or latest credit card statement or latest LIC policy or insurance premium receipt or employers letter certifying the current mailing address or latest NSC or other similar instruments indicating the address or existing house lease agreement||Bank account statement or latest electricity bill or latest mobile or telephone bill or latest credit card statement or latest LIC policy or insurance premium receipt or latest NSC or other similar instruments indicating the address|
|Bank statement or pass book where salary or income is credited||Last 6 months||Last 6 months|
|Lease Agreement||Copy of lease agreement required for all lease rental discounting cases||Copy of lease agreement required for all lease rental discounting cases|
Axis Bank offers home loans with great features and benefits like: attractive housing finance rates, balance transfer facility, doorstep service, nil prepayment charges and quick and transparent processing. Axis Bank offers affordable and flexible housing loans that can turn your dream of owning a home into reality. Axis Bank also offers eligible customers instant e-approval on home loan applications on Care2Earn.in.
* Valid only on floating interest rate Home Loans.Quick and transparent processing: Special Benefits available for Premium Banking customers. Longer tenure for smaller EMIs: You can avail a home loan with up to 30 years tenure, giving you the benefit paying less EMI per month.
Individuals in permanent service in the Government or reputed companies meet Axis Bank’s Home Loan eligibility criteria
Applicants should be above 24 years of age at the time of loan commencement and up to the age of 60 or superannuation, whichever is earlier at the time of loan maturity.
Professionals (i.e., doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretary, and management consultants only) can apply.
Applicants above 24 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity meet their housing loan criteria.
Any individual filing income tax returns can apply
Applicants should be above 24 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity.
Under this scheme, you can avail a Home loan for purchasing an under construction/ ready/ resale house self-construction, plot plus construction loans.
|Proof of identity and address||Passport or Voter's ID card or Driving License or Job Card issued by NREGA or Adhaar Card or PAN Card (PAN Card only as identity proof) or any other document as acceptable by the Bank||Passport or Voter's ID card or Driving License or Job Card issued by NREGA or Adhaar Card or PAN Card (PAN Card only as identity proof) or any other document as acceptable by the Bank|
|Proof of Income||Latest 3 months salary slip showing all deductions and Form 16||IT returns for the last 2 years and computation of income for the last 2 years certified by a CA|
|Bank statement or Pass Book where salary or income is credited||Last 6 months||Last 6 months|
Convert your dream of owning a home for your family into a reality with Axis Bank's Asha Home Loans. Buying your first home is always special. Axis Bank understands what your Home loan needs is and hence they have a tailor made Home loan product specifically for you to fulfil your dream of owning a home. Under Asha Home loans, you can avail a Home loan up to Rs 28 lakhs.
*Terms & Conditions apply
Axis Bank strives to offer products and services, tailored exclusively for you. That is why; they have come up with Empower Home Loans for Self-employed wherein you get instant loans on the basis of your good banking track. In addition, you get 3 assured rate reductions on maintaining a good repayment track with Axis Bank for 24, 36 and 60 months from the date of first disbursement for availing the 1st, 2nd and 3rd rate reduction respectively.
|Document||Self Employed Professionals & Non Professionals for all applicants & Co-applicants|
|Proof of identity and address proof||Passport or Voter's ID card or Driving License or Job Card issued by NREGA or Adhaar Card or PAN card (PAN Card only as identity proof) or any other document as acceptable to the Bank|
|Bank statement||Last 6 months statement of all savings / current accounts. Accounts should be operational for minimum 1 year.|
|Proof of Business||Latest ITR copy and Business continuity proof of 5 years|
|Others||Application form duly filled in with photograph, PAN card, Processing fee cheque|